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Non profit organizations for consolidating debt

offers complimentary CCCS credit counseling services to anyone in need of personal finance assistance.To get help with credit card debt, schedule a confidential and nonjudgmental consultation with one of our NFCC-certified consumer credit counselors to discuss your financial situation.Talk to a Credit Counselor ›› counselors are certified by the National Foundation of Credit Counseling (NFCC).

For over 30 years, we've been helping good, honest Americans, people just like you, reduce or eliminate their debt.

With our innovative debt solutions programs, we have the expertise to work one-on-one with you and your creditors to develop a debt reduction plan which fits your budget and meets your debt reduction goals.

Your NFCC-certified consumer credit counselors will examine your current unsecured debt level and may recommend a disciplined action plan to achieve your debt relief goal.

This type of debt relief process is called a Debt Management Plan (DMP).

To review your financial situation in more detail, contact one of our Certified Credit Counselors directly by calling, toll free, 1.866.210.3589.

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To determine full eligibility, please fill out our online DMP application, contact one of our dedicated credit counselors, or call us at 1.866.210.3589.

DMPs often involve requesting concessions from your creditors to establish a pay-off plan.

On your behalf, your counselor will request reduced credit card fees, interest rates, and other concessions offered by your creditors in return for your commitment to a Debt Management Plan with

Remember, our debt solution programs are not loans and not bankruptcy. You can review our eligibility requirements and submit our Online Debt Consolidation Application.

These are real solutions developed over the past 30 years by working directly with creditors to lower your interest rates, reduce or eliminate late/penality fees, and develop a real debt reduction plan you and your creditors can live by. If you meet these requirements, you may be a candidate for our debt relief services.

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